Texas Department of Housing & Community Affairs - Building Homes and Strengthening Communities

TDHCA Press Room

TDHCA brings home buying into focus

Dont let the dream of homeownership fade away because of high credit score requirements or no money saved for down payment. TDHCA offers first time buyers a fresh angle on home purchasing through quality mortgage products and services!

Picture this:

  • Minimum FICO score of 620 needed
  • Low mortgage interest rate for all qualified buyers with FICO scores at 620 and above
  • Texas Mortgage Credit Certificate and My First Texas Home loan benefits that cover down payment/closing cost assistance

My First Texas Home loans offer up to 5% down payment/closing cost assistance, and can be combined with a Texas Mortgage Credit Certificate for an income tax reduction of up to $2,000 per year!

To learn more about TDHCAs First Time Homebuyer Programs, find a participating lender near you at MyFirstTexasHome.com or call 800-792-1119.


News Releases

News releases are developed by the Communications and Marketing section of the Division of Policy and Public Affairs to publicize TDHCA program activities. These include application funding cycles, program grant awards, special events, board activities, and other relevant information.