Skip to site map | Skip navigation TDHCA Home | Contact TDHCA | About TDHCA | Calendar | Press Room | Employment
TDHCANew Low Rates
HomeBuyersRealtorsLendersAvailable FundsOther Homeownership Programs
Get Acrobat Reader
Free software to PDF files
Help for Texans
  • If you or someone you know is in need of assistance, please visit our Help for Texans page.

My First Texas Home (TMP 79)

My First Texas Home’s "Taxable Mortgage Program" (TMP-79) offers more competitive fixed interest and annual percentage rates while providing down payment and closing cost assistance of up to 5 percent of the mortgage loan.

Plus, TMP funds can be combined with the Department’s Mortgage Credit Certificate Program, further increasing the home’s affordability. The program features a number of other benefits homebuyers will find attractive; however, current eligibility guidelines still apply.

To verify the area median family income (AMFI) figure for your area of the state, please check the Maximum Income and Purchase Price Limits Table (PDF). To determine if downpayment assistance funds are available, please visit the Available Funds page.

All of this is available from the state agency synonymous with responsible homeownership. Beginning with its predecessor, the Texas Housing Agency, TDHCA has a long track record as a safe, trustworthy source of homebuyer assistance with 35 years of experience and expertise in working with low to moderate income first time homebuyers.

To learn more about TDHCA’s TMP, its many benefits or to find a participating lender near you, please visit My First Texas Home or call toll-free 800-792-1119. 

For current available program funds please visit the Available Funds page.

Learn more and apply through any of our participating lenders for a My First Texas Home 30-year fixed annual percentage rate mortgage loan, and downpayment and closing cost assistance.

  Site Policies   Equal Housing   Top of Page